Income Protection For Consultants

Omega Financial Management provides tailored Income Protection policies for Consultants and Hospital Doctors across Ireland. Whether you work in the public or private system, or both, we will tailor a specific plan to suit your individual arrangements.

Private Consultants

Day One Income Protection cover from the very first day of illness

If you are self-employed, Day One Income Protection covers you from the first day of illness – no waiting period. Our tailored policies provide you with a replacement salary for the duration of your illness (up to 66% of your income).

  • No Deferral Period – Cover From Day One
  • All Accidents & Illnesses Covered
  • Tax Relief At The Marginal Rate
  • 100% Claims Paid

Did you know the HSE sick leave scheme has halved?

HSE Consultants

Deferred plans to work with your sick leave scheme

In recent times, the HSE Sick Leave Scheme has been halved, down to three months full pay / three months half. A deferred period plan provides a benefit that commences when your HSE Sick Leave Scheme benefit reduces and ultimately ceases. This ensures a continuance of salary so that you can maintain your standard of living and focus on your recovery.

If you are employed, we will work with any sick payment arrangements you might have to provide maximum salary continuance. A deferred period policy starts when your employer benefit ceases, ensuring that you are covered for every eventuality. Whether it’s a medium term accident / illness or a longer-term serious condition, you will be covered as long as you are unable to work.

Tailored Income Protection policies to suit your specific requirements

We will develop a personalised policy to suit your specific financial situation and requirements. This is done by helping you to work out the level of cover that best suits your circumstances, giving you the peace of mind that you will be covered if you are unable to work due to accident or illness (up to 75% of your income, less social welfare).

  • All Accidents & Illnesses Covered
  • Tax Relief At The Marginal Rate

Online Enquiry Form

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Online Enquiry Form

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