Savings & Investments
Whether you are a locum, salaried GP or practice principal get a financial plan designed around your income, pension, protection and long-term goals.
Which one works for me?
Every GPs career is different. Some work as salaried GPs, others become practice principals, while many combine GMS, private, locum or out-of-hours work. Each career path brings different income patterns, pension arrangements and financial responsibilities.
Savings that grow
Practical guidance for wherever you are in your GP career.
Invest in Security
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Clear answers to the questions we hear most often.
GMS pension benefits can make pension planning more complex particularly when combined with private income and personal pension contributions.
Yes, but existing pension contributions need to be considered when calculating how much additional tax-relieved pension funding is available.
Review your GMS pension, previous pensionable service, private pensions and AVCs to plan how and when each benefit may be taken.
If illness or injury prevents you practising your income can fall while household and practice commitments continue.
Potentially. GMS income, locum costs and practice responsibilities should all be considered when determining the appropriate cover.
Your savings strategy should provide a suitable emergency reserve while also funding shorter-term goals such as tax, property and family costs.
A locum, salaried GP or practice principal can have very different income, pension and financial-planning requirements.
Omega brings GMS pensions, private pensions, income protection, savings and investments together into one career-specific financial plan.
