Your profession is hard on you – long hours on your feet, the stress of running a practice, and the weight of safeguarding patient care, yet many pharmacists delay pension planning, relying on their income or the eventual sale of a business. Without a structured pension strategy, retirement security can be left to chance.

Why Pharmacists Are Vulnerable

• No employer pension for principals: If you run your own pharmacy, you must arrange your own retirement savings.
• Limited sick pay: Salaried pharmacists are unlikely to receive long-term sick pay, and principals have none.
• Business risk: A pharmacy’s value at sale is not guaranteed, making it risky to rely on for retirement.

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The Benefits of Pension Planning

• Income tax relief on contributions at up to 40%.
• Long-term growth from consistent saving.
• Flexible contributions that can be scaled to income.
• Peace of mind knowing your retirement income is secure.

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‍Omega’s Role

At Omega Financial, we specialise in helping pharmacists create sustainable, tax-efficient pensions that fit their career stage. Whether you’re starting out, mid-career, or approaching retirement, we’ll design a plan that grows with you.

• Schedule a free consultation
• Call us on +353 1 293 8554
• Email us - info@omegafinancial.ie‍

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OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

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