Dentistry is a career built on precision, care, and long hours, yet when it comes to retirement, many dentists face uncertainty. Unlike other medical professionals, dentists in Ireland do not benefit from any State-sponsored superannuation or pension scheme. That means your long-term financial security depends entirely on your own planning.

A well-structured pension isn’t just about saving, it’s about freedom. Freedom to step away from the practice when you choose, without financial worry. Freedom to spend more time with family, travel, or mentor the next generation of dental professionals.

Why Planning Ahead Matters

Dentists often postpone pension planning, focusing instead on patients, practice management, and daily demands. But starting early can make an enormous difference. Pension contributions attract tax relief of up to 40%, helping you grow your retirement fund more efficiently while reducing your annual tax bill.

A clear pension strategy allows you to:

• Replace your income in retirement, not rely on practice sale proceeds.
• Build long-term wealth through tax-efficient savings.
• Protect your lifestyle and family’s security even after you stop working.
  
  

Turning Today’s Income into Tomorrow’s Independence

By 2030, the pension savings threshold will rise to €2.8 million. 

Your pension plan can include:

• Personal PRSA contributions with flexible payments.
• Company pension structures for practice owners who are company directors.

Omega’s tailored advice ensures your contributions are structured within Revenue limits while maximising long-term growth.

Omega’s Expertise

At Omega Financial, we understand the professional and financial realities of dentistry. We design complete strategies that balance today’s obligations with tomorrow’s goals — from wealth accumulation to income protection and eventual retirement drawdown.

✅ Maximise your tax efficiency and long-term savings.
✅ Build a flexible plan that grows with your practice.
✅ Protect your contributions with comprehensive income cover.

Live the Life You’ve Earned

You’ve built a career around helping others smile with confidence — now it’s time to secure your own peace of mind. Start shaping your financial freedom today.

• Schedule a free consultation
• Call us on +353 1 293 8554
• Email us - info@omegafinancial.ie

‍

OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

‍