If illness prevents you from working, the state illness benefit is just €13,208 pa which is a significant drop from consultant-level earnings and rarely enough to cover mortgages, family costs, or private practice overheads.

As a Medical Consultant, your income structure is often complex. Protecting it, however, does not need to be. As the official partner of Irish Hospital Consultants Association (IHCA), Omega Financial Management has secured an exclusive 17.5% premium reduction on Income Protection for members.

Why this matters: Many consultants have two income streams (HSE and private practice). Both need to be protected to ensure private practice overheads and personal commitments remain covered. IHCA members can do this at 17.5% less than standard market rates.

The Omega advantage

• ✅ 17.5% lifetime discount – a permanent saving versus retail pricing
• ✅ Tax efficiency – premiums are fully tax-deductible, significantly reducing the real cost
• ✅ Medical-only specialism – we advise medical professionals exclusively

Get in touch today to see how we can help you

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Omega Financial Management

Income Protection | Pensions | Wealth Management

• Tel:     01-2938554
• Web: omegafinancial.ie
• Map: Suite 31 - Beacon Court - D18 FK12

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