Income Protection + Pension: The Perfect Partnership

Two Plans, One Purpose — Your Financial Freedom

When life is running smoothly, few people think about what would happen if illness or injury stopped their income. But your ability to earn is the engine behind your entire financial plan.

That’s why income protection and pension planning go hand in hand. Together, they ensure your long-term goals stay secure, no matter what challenges come your way.

Why This Partnership Matters

Your pension grows through regular contributions. If you’re unable to work, those contributions can stop — slowing or even derailing your retirement plans. Income protection bridges that gap by replacing up to 75% of your income, so you can keep contributing to your pension even when you can’t work.

This partnership ensures:

  • Financial continuity if illness interrupts your earnings.
  • Consistent pension growth, unaffected by unexpected health setbacks.
  • Peace of mind knowing your future is protected on every front.
Aligning Protection and Growth

At Omega Financial, we help professionals build coordinated plans that work together — not in isolation. By combining your income protection with your pension strategy, you ensure your financial security is seamless, scalable, and resilient.

We tailor coverage and contribution levels to your profession, your risk exposure, and your lifestyle — from Medical Consultants and Pharmacists to self-employed Dentists and GPs.

Omega’s Expertise

Our advisors specialise in integrated protection and pension planning. We’ll map your policy benefits, contribution timelines, and Revenue limits into one clear, actionable strategy.

  • Align income protection with pension continuity.
  • Maintain long-term savings even during illness or recovery.
  • Maximise efficiency and eliminate financial blind spots.
Secure the Life You’ve Worked For

With the right balance of protection and planning, your income today becomes your independence tomorrow. Let Omega show you how.

OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.