Income Protection for Physiotherapists: Securing Your Career in Healthcare

Physiotherapy is physically demanding—your health is the foundation of your practice. But what if injury or illness stops you from working?

Key Risks Physiotherapists Face

• Mobility, strength, and stamina are essential to your role
• Self-employed therapists get no sick pay—just the €12,500 state benefit
• HSE staff: sick pay drops after 6 months, then to the state rate

Omega’s Solution

We offer bespoke income protection for physiotherapists, covering:


• Up to 75% of your income
• Long-term protection to age 65
• Peace of mind to focus on recovery
• Up to 40% tax relief on premiums

📍 Sandyford – Beacon Hospital
📞 Free consultation: +353 1 293 8554

OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

Click on your profession below to find out about your income protection options

At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and financial commitments.

Get a Free Income Protection Review