Income Protection for Physiotherapists – Why It Matters More Than Ever

As a physiotherapist, your ability to earn a living is tied directly to your physical health. But what happens if an injury, chronic illness, or unforeseen medical condition stops you from working—temporarily or permanently?

⚠️ Real Risks Facing Physios Today

  • Self-employed practitioners receive no employer sick pay. The State Illness Benefit is just €12,688 per year—not nearly enough to meet mortgage payments, rent, or family expenses.
  • HSE-employed physios are typically covered for 3 months full pay and 3 months half pay, after which income drops drastically.
  • A long-term injury or a serious illness can end your hands-on career early.

You care for patients every day—so who looks after your financial health if you can't work?

✅ Omega’s Tailored Income Protection for Physiotherapists

At Omega Financial, we specialise in protecting healthcare professionals. Our income protection plans are designed specifically for physiotherapists and offer:

  • Up to 75% of your income covered if you’re unable to work due to injury or illness
  • Long-term cover available to retirement age (65)
  • Premiums eligible for up to 40% tax relief, reducing the true cost of protection
  • Fast, stress-free claims support, so you can focus on your recovery

🔒 Secure Your Finances, Protect Your Future

Physiotherapy is more than a job—it’s a vocation. But even the most dedicated professionals need a safety net.

Let Omega help you protect your livelihood, your lifestyle, and your long-term security.

📍  Based at Beacon Hospital, Sandyford
📞 Book your free consultation today: +353 1 293 8554
 

OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

Click on your profession below to find out about your income protection options

At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and

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