Income Protection for Pharmacists: Secure Your Income

At Omega Financial Management, we understand the crucial role pharmacists play in Ireland’s healthcare system—and the risks they face if illness or injury interrupts their ability to work. Whether you’re a principal pharmacist or salaried employee, your income is vulnerable without proper protection.
The Real Risks for Pharmacists
- Principal Pharmacists: Bear full responsibility for pharmacy operations. No stand-in means no income.
- Salaried Pharmacists: Often only a few weeks of sick pay, followed by the state illness benefit - €12,688
- Healthcare Exposure: Patient-facing roles and long hours raise the likelihood of health issues.
Why Omega’s Income Protection Stands Out
We’ve supported Ireland’s medical professionals for over two decades—trusted for our tailored approach and long-standing reputation.
Our income protection includes:
- Up to 75% income replacement if you can’t work
- Cover until retirement—up to age 65
- Customised policies designed around GMS and salaried contracts
- Up to 40% tax relief on premiums
Why It Matters
- Safeguard your lifestyle and financial obligations
- Keep your pharmacy or employment stable during illness
- Focus on recovery with peace of mind
📍 Visit us in Sandyford at the Beacon Hospital
📞 Schedule a free consultation: +353 1 293 8554
OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.
Click on your profession below to find out about your income protection options
- Dentists
- General Practitioners
- Surveyors
- Consultant
- Physiotherapists
- Pharmacists
- HSE Professionals
- Vets
- IT, Law & Business
- Engineers
At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and financial commitments.
Get a Free Income Protection Review