Income Protection for Medical Consultants: Safeguarding Your Specialism

Being a Medical Consultant means operating at the highest level of your profession—where every decision carries weight and years of training underpin your expertise. But with that success comes significant financial responsibility: mortgages, family costs, school fees, and the lifestyle you’ve worked hard to build.
If illness or injury prevents you from practising, the reality is stark: HSE sick pay runs out after a year, and private consultants have no benefits at all, leaving the €12,688 state payment as your only fallback.
Key Risks:
• HSE sick pay lasts just 3 months full + 3 months half pay
• Private consultants have no benefits at all
• Mortgages, education fees, and family costs won’t wait
Omega’s Consultant-Focused Cover:
✅ Exclusive 15% discount for Medical Consultants
✅ Replace up to 75% of income
✅ Long-term cover until retirement (65–70)
✅ Tailored to HSE and private practice consultants
✅ Up to 40% tax relief on premiums
📍 Sandyford – Beacon Hospital
📞 Free consultation: +353 1 293 8554
OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.
Click on your profession below to find out about your income protection options
- Dentists
- General Practitioners
- Surveyors
- Consultant
- Physiotherapists
- Pharmacists
- HSE Professionals
- Vets
- IT, Law & Business
- Engineers
At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and financial commitments.
Get a Free Income Protection Review