Income Protection for Medical Consultants: Safeguard Your Future Earning Power

As a Medical Consultant, your role is the culmination of years of training and professional dedication. Your expertise is not just valuable—it’s central to your financial wellbeing. Whether you work in the HSE or private practice, your income supports everything from your home and family to school fees and long-term plans.

But what happens if illness or injury forces you to step back?

For many consultants, there’s a critical gap in income support. HSE consultants receive up to 6 months of sick pay—3 months full and 3 months half—after which the fallback is just the state illness benefit of around €12,688 pa. For private consultants, there may be no sick pay at all.

Why Income Protection Matters
  • HSE support ends after 6 months
  • Private consultants often receive nothing
  • Your income is essential to meet major financial commitments
Omega’s Income Protection for Consultants

✅ Up to 75% of income replaced if you can’t work
✅ Long-term cover available through to retirement (age 65–70)
✅ Designed for both public and private sector consultants
✅ Exclusive 15% discount for Medical Consultants
✅ Up to 40% tax relief on premiums

Don’t let an unexpected health issue derail the lifestyle and career you’ve built. With Omega, you can focus on recovery—knowing your income is protected.

📍  Based in Sandyford – Beacon Hospital
📞 Book your free consultation today: +353 1 293 8554

OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

Click on your profession below to find out about your income protection options

At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and financial commitments.

Get a Free Income Protection Review