Income Protection for GPs: Safeguard your career

At Omega Financial Management, we recognise the critical role General Practitioners play in their communities—and the unique financial vulnerabilities they face if illness or injury strikes. A short- or long-term absence can put personal income, patients, and practice stability at risk.

The Real Risks GPs Face

Whether you're a principal GP or salaried doctor, your earning ability is tightly linked to your health:

  • Principal GPs: GMS sick pay is limited and unlikely to cover both personal income and costly locum cover.
  • Salaried GPs: Employer sick pay typically lasts only a few weeks, followed by €12,688 state illness benefit, as of 2025.
  • Years of specialist training make switching careers unrealistic.

Why Omega’s Income Protection Stands Out

We’ve supported Ireland’s medical professionals for over two decades—trusted for our tailored approach and long-standing reputation.

Our GP income protection includes:

  • Up to 75% income replacement if you can’t work
  • Cover until retirement—up to age 65
  • Customised policies designed around GMS and salaried contracts
  • Up to 40% tax relief on premiums

Key Benefits to You
  • Protect your practice and personal income
  • Provide for your family and financial commitments
  • Claim with ease: our process is fast, fair, and supportive

📍  Based in Sandyford in the Beacon Hospital
📞  Schedule your free consultation: +353 1 293 8554

OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

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Click on your profession below to find out about your income protection options

At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and financial commitments.

Get a Free Income Protection Review‍

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