Income Protection for Dentists – Safeguarding a Skilled Career

At Omega Financial Management, we understand the precision, stamina, and financial investment that underpin a dental career. A single injury or illness can significantly disrupt your ability to work and earn. That’s why tailored income protection is not just beneficial, it’s essential.

The Real Risks Dentists Face

Dentistry demands steady hands, excellent vision, and long hours in physically taxing positions. Whether you're a principal dentist or salaried professional, the challenges include:

  • No employer sick pay for principals; just the state benefit of around €12,500 per annum
  • Salaried dentists may receive only a few weeks of sick pay
  • Specialist training makes retraining both impractical and financially disruptive
Why Omega’s Income Protection Stands Out

We’ve been serving the dental profession for over two decades, building strong ties with the Irish Dental Association and earning trust through stability and proven results.

Our income protection plans offer:

  • Up to 75% of your income replaced if you're unable to work
  • Career-long coverage – up to retirement age (typically 65–70)
  • Exclusive 17.5% IDA discount on premiums for members
Key Benefits to You
  • Maintain your lifestyle: cover your mortgage, practice costs, and family expenses
  • Peace of mind to focus on recovery, not bills
  • Tax relief of up to 40% on premiums
Hear from Your Colleagues

"As a general dental practitioner who owns a mixed private/GMS practice I thought it was essential to have Day One income protection against a rainy day. Practices have so many hidden costs that a considerable down time would put real strain on the every day running of the practice so I felt Day One protection was essential. Covid-19 was one of those down times. Overnight the practice shut its doors and all sources of income were lost." — Seamus Ryan

‍

📍   Based in Sandyford in the Beacon Hospital
📞 Schedule your free consultation: +35312938554

Next Steps

Don’t wait for an emergency to realise the gap in your protection.
Schedule a free consultation at +353 1 293 8554 or visit us in Sandyford to secure your financial future. OFM Financial Ltd T/A Omega Financial Management, regulated by the Central Bank of Ireland.

Click on your profession below to find out about your income protection options

At Omega Financial, we understand the risks professionals like you face. Our income protection plans ensure that if you’re unable to work due to sickness or injury, you’ll continue to receive a steady income, helping you maintain your lifestyle and financial commitments.

Get a Free Income Protection Review

‍

View All Posts