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Dental Tools in Pocket

Dr Seamus Ryan

I wouldn’t advise Day One income protection to just owners, but to ALL dentists.

As a general dental practitioner who owns a mixed private/GMS practice I thought it was essential to have Day One income protection against a rainy day. Practices have so many hidden costs that a considerable down time would put real strain on the every day running of the practice so I felt Day One protection was essential.

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Covid 19 was one of those down times. Overnight the practice shut its doors and all sources of income were lost.

Thankfully with Day One income protection, Omega Financial paid out a benefit.

 

This was invaluable at keeping the utility bills, rent etc at bay. The claim was paid promptly within a few weeks of the lockdown and helped ease the financial burden incurred.

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On returning post-lockdown, we had a small buffer to get back up and running. I wouldn’t advise Day One income protection to just owners but to ALL dentists. Knowing that if this happens again the basics are covered is a fantastic reassurance.

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