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If
you own or are renting a home it is important that you that
protect it in the event it is damaged or destroyed by fire or
flooding, or if you are burgled or someone is hurt on the
premises.
If you have a mortgage, your lender can insist that you have
buildings insurance so that you can afford to rebuild your
home if it is destroyed.
Types of home insurance
Home insurance is usually sold as a single policy that
includes:
-
Buildings
insurance
which covers you for damage to buildings
-
Contents
insurance
which covers you for loss of or damage to the
contents of your home
-
All-risks
cover
which covers you for loss or damage to valuables (even
when outside your home)
-
Liability
insurance
which covers you for injury to other people in or
around your home.
By its nature, home
insurance can be quite confusing and the amount and quality of
cover can be difficult to decide on. It is important to make
sure that you do not insure your home for too much or too
little. If your home is insured for too little, your policy
might not pay out enough for the cost of repairing or
rebuilding it if is damaged or destroyed. If it is insured for
too much, your premium will be higher than necessary and you
will not get any extra benefit if you have to claim as you are
only covered for actual lost.
With excesses from as little as €250 and buildings
cover from €140,000 we suggest that you get a quotation from
us in relation to your home insurance to ensure you are
getting the most suitable product for your needs at the most
competitive price.
Get A Quotation
To proceed with our home insurance quotation, please tick the
box below.
WARNING:
The cost of your monthly payments
may increase. Your home may be at risk if you do not keep up
payments on a mortgage or any other loan secured on it.
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