Omega Financial Management | Protection | Home Insurance
If you own or are renting a home it is important that you that protect it in the event it is damaged or destroyed by fire or flooding, or if you are burgled or someone is hurt on the premises.
If you have a mortgage, your lender can insist that you have buildings insurance so that you can afford to rebuild your home if it is destroyed.
Types of home insurance
Home insurance is usually sold as a single policy that includes:
- Buildings insurance which covers you for damage to buildings
- Contents insurance which covers you for loss of or damage to the contents of your home
- All-risks cover which covers you for loss or damage to valuables (even when outside your home)
- Liability insurance which covers you for injury to other people in or around your home.
By its nature, home insurance can be quite confusing and the amount and quality of cover can be difficult to decide on. It is important to make sure that you do not insure your home for too much or too little. If your home is insured for too little, your policy might not pay out enough for the cost of repairing or rebuilding it if is damaged or destroyed. If it is insured for too much, your premium will be higher than necessary and you will not get any extra benefit if you have to claim as you are only covered for actual lost.
With excesses from as little as €250 and buildings cover from €140,000 we suggest that you get a quotation from us in relation to your home insurance to ensure you are getting the most suitable product for your needs at the most competitive price.
Get A Quotation
To proceed with our home insurance quotation, please tick the box below.
WARNING: The cost of your monthly payments may increase. Your home may be at risk if you do not keep up payments on a mortgage or any other loan secured on it.
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OFM Financial Limited T/A Omega Financial Management is regulated by the Financial Regulator.
Registered in Ireland. Registration Number 226937
