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If you take out an income protection policy you will receive 50% OFF your first 6 months premiums. This offer is available to all ICGP NEGs. Submit your details below to find out more or to receive a quotation.


Omega Financial Management provides tailored Income Protection policies for General Practitioners across Ireland.

If you are self employed, Day One Income Protection covers you from the first day of illness – no waiting period. If you are employed, we can work with your sick pay arrangements to provide maximum salary continuance. We will develop a personalised policy to suit your specific financial situation and requirements.

It is important to note, that the younger you are when commencing an income protection policy, the less likely you are to have health issues which in turn costs you less. It also reduces the amount of pre-existing exclusions that may need to be added, therefore covering you for all eventualities that may occur for the duration of your working life.

Our tailored cover provides you with the peace of mind that you will be covered if you are unable to work due to accident or illness (up to 66% of your income).

  • No Deferral Period – Cover From Day One
  • All Accidents & Illnesses Covered
  • Tax Relief At The Marginal Rate
  • 100% Claims Paid

Whether its a short term cold or flu or a longer term serious condition, as long as you are unable to work you will be covered. The claims procedure is swift and seamless with your first payment arriving within 1-2 weeks of the receipt of your form.

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If you become unwell, it is not just the loss of income that will effect you. Contracting a locum to provide cover for you practice is a significant cost and not entirely covered by the HSE. The HSE Locum payment reduces over time and ceases entirely after one year.

Click here – GP Locum Costs – to find our more about HSE Locum Payments, the cost of employing a locum and how much it could cost you overall if you became unwell..

If you are employed by the HSE, click here for more information, including an update on your HSE Sick Payment Entitlements.


Find out how much it would cost to secure your income – request your personalised quotation here: